House Cost Estimator

💰 Your Current Budget

💰 Monthly Income

Total Monthly Income (after taxes)

💸 Total Expenses

All Monthly Expenses (excluding housing/investments)

📈 Savings & Investments

Total Monthly Investments

💡 Current Budget Summary

Monthly Income

Total Expenses

Available for Housing (after savings & investments)

Savings Rate

🏠 House Affordability Analysis

🏡 New House Details

Purchase Price

Down Payment %

Mortgage Rate %

PMI Rate % (Annual)

Square Feet

Closing Costs %

HOA Fees (Monthly)

🏠 Current Home

Square Feet

Mortgage (without Property Tax or Insurance)

House Sale Proceeds (if selling)

Utilities

Property Tax (Annual)

Home Insurance (Annual)

Enter house details to see affordability

💡 How to Use This Tool

• House analysis: Enter purchase price and details to get instant affordability assessment

• PMI applies: If down payment is less than 20%, Private Mortgage Insurance appears and can be customized (defaults to 1.5% annually)

• Pro tip: Compare both scenarios (with/without house sale) to understand your options